What to do when it gets volatile…

I hope everyone’s been having a fantastic year and today I’m going to share with you 2 Market Volatility Hot Tips. During times of stress and uncertainty, Warren Buffett recommends keeping a level head. He recommends that buy-and-hold is still the best strategy. I 100% agree. Buffet also said, “If investors are trying to buy…

Enhancements to ElderShield scheme

Some of you might have heard – our national long term care insurance scheme, ElderShield, will be enhanced and renamed as CareShield Life. This is a good move as Singapore’s population is rapidly aging with shrinking family sizes, hence a declining old-age support ratio. To be launched in 2020, some of its key points are below: CareShield…

The Lifecycle Financial Planning Approach

The lifecycle financial planning approach places all your financial activity into distinct time periods, or stages, with retirement acting as the final phase in the financial lifecycle. This approach is powerful as it provides you a clear framework for evaluating different decisions. Here are the 5 standard financial life stages encompassed in the lifecycle approach….

Maximizing Your Return in an Up-Down Market

There has been a lot of stock market volatility recently and people have been asking me what should they do with their investment portfolio. While no one has a crystal ball and everybody has their own specific situation, there are some general questions below you can ask yourself when the stock market gets a little…

Simple Financial Tips That Can Make A Difference

2018 has certainly flew by and wow.. we’re going into March already? Perhaps now is a good time for us to do a stock-take on our money. Here is a couple of tips on how to keep more money in your wallet this year. 1. Don’t Do Mental Accounting When Building Your Budget Mental accounting…