Investment Tip for 2017

2017’s global economic outlook is, as we can all see, filled with uncertain events. A few of them are: President Trump abandoning the Trans-Pacific Partnership, the broadly anticipated rate hike by the Fed and Britain’s withdrawal plans from the European Union. In times like this, it is only human to feel anxiety and fear. But…

2017: Try Budgeting Yearly

As the year 2016 draws to a close, I invite you to try something different for the coming year: yearly budgeting. If you’ve done any kind of budgeting exercise, you’ve probably made lists or spreadsheets of your monthly expenses. Things like rent or mortgage payments, utility bills, and student loan payments. Why should we budget…

A Trump Presidency: Stay True to This Old Adage

American voters have chosen to bring big change to the White House. But resist doing the same with your long-term investments, they will be fine. Many investors worldwide began to sell late Tuesday (November 8th U.S. time) as Donald Trump looked set to win the presidency. Stock markets tanked from Asia to Europe, and a similarly…

Should I get Disability Income Insurance?

and y How would you get by if u lose your ability to work and earn a paycheck every month? Financially speaking, working disability is worse than death. Our earning ability is our greatest asset and you are the golden goose that lay the golden eggs. Most insurance policies only pay when the golden goose…

What Is A “Deductible” or “Excess”?

A deductible or excess is something you have on your policy when you have either, Hospital & Surgical coverage or Motor coverage. And its a dollar amount – it could be $500, $1000 or $3,000. Quite simply put, the deductible is what you are responsible for, before the insurance company pays out anything on your…