A financial product is only an instrument in your road to achieve financial freedom. The key to your financial well-being is in the actual process of planning for your future financial goals.
Just like how a medical doctor would assess a patient’s symptoms, pass a diagnosis and recommend a medical solution, as a financial doctor I help people see their overall financial health, recognise shortfalls and provide advice on appropriate financial solutions according to their unique situation.
Here is the 4-stage DPIR planning process I take people through:
Discovery – The initial stage is for us to get to know one another. This includes understanding your life goals, financial needs and gathering of key information for the Planning stage.
Planning – A range of financial planning strategies will be worked out to address your concerns. Here is when you will understand how proposed recommendations will suit your requirements. Clarification and fine-tuning of strategies is also done here.
Implementation – This is when we will put all strategies and recommendations in place.
Review – These regular meetings (at least annually) are to ensure everything is on track according to your plan and make changes where necessary.
- Cash Flow Management
- Credit Management
- Risk Management & Insurance
- Retirement Planning
- Tertiary Education Planning
- Estate Planning
- Planning for Business Owners