12 Questions to Ask when Reviewing Your Life Insurance Coverage

I recently came across an article about an expectant mum who found out she had stage 4 cancer at age 33. Feeling the unpredictability of life, I’m compelled to write this piece. Reviewing your life insurance coverage is a crucial part of financial planning and there are some key questions to ask to ensure you…

Importance of Overseas Medical Coverage

There is an essential aspect of Medical Insurance which some of you may not know – having overseas coverage. To illustrate the importance of it, below is the story of my colleagues’ client. She is a 9 years old girl, who was diagnosed with Brain Cancer in 2014. After 2 weeks of treatment, her doctors gave up as the…

FAQs on MediShield Life and Private Integrated Shield Plans

MediShield Life (MSHL) has replaced MediShield as of 1 Nov 2015. Like MediShield, MSHL is targeted at Class B2 and C wards coverage but it provides better protection such as: Higher inpatient/day surgery/outpatient cancer treatment limits Higher annual claim limits No lifetime limit Lower co-insurance payable This brings several questions for people who are already…