12 Questions to Ask when Reviewing Your Life Insurance Coverage

I recently came across an article about an expectant mum who found out she had stage 4 cancer at age 33. Feeling the unpredictability of life, I’m compelled to write this piece. Reviewing your life insurance coverage is a crucial part of financial planning and there are some key questions to ask to ensure you…

What Is A “Deductible” or “Excess”?

A deductible or excess is something you have on your policy when you have either, Hospital & Surgical coverage or Motor coverage. And its a dollar amount – it could be $500, $1000 or $3,000. Quite simply put, the deductible is what you are responsible for, before the insurance company pays out anything on your…